Cash Flow Planner
“What can I safely pay myself?”
See what is safe to pay yourself each month, what to set aside for tax, and how your bank balance is likely to move over the next 12 months.
Excel · Google SheetsView on Etsy
Practical Knowledge. Trusted Guidance.
Go to TACT.
When you need someone in your corner.
Practical finance tools and hands-on advisory for small businesses and freelancers who want to understand their numbers and know what to do next.
- Know your numbers.
- Know what needs attention.
- Know what to do next.
What you can come to TACT for
Two ways TACT can help.
TACT Tools
Ready-to-use spreadsheets and checklists for cash flow, pricing, profit and month-end. Each one explains what your numbers mean in plain English, so it feels like someone knowledgeable is sitting beside you.
See the tools →TACT Advisory
Senior-level financial thinking for growing businesses, without the cost of a full-time finance executive. Reporting, forecasting, cash flow, systems and the detail work that makes them real.
See how it works →From the shop
View all tools
Tools that answer real questions.
Pricing & Profit Calculator
“Am I charging enough?”
Find your break-even point and recommended hourly rate, the true cost of every product or service, and which prices to fix first.
Excel · Google SheetsView on Etsy
Business Health Scorecard
“How healthy is my business?”
A short monthly check-up that scores your business out of 100 across eight areas and gives you a clear next step for each one.
Excel · Google SheetsView on Etsy
Why TACT
More than a template.
A spreadsheet full of formulas is only half the job. Every TACT tool is built in three layers.
The tool
Clean, tested and ready to use. Enter your own figures and the calculations are done for you.
The explanation
Plain-English notes beside the numbers tell you what you are looking at and why it matters.
The next step
Clear guidance on what to do about it, so you finish with a decision and not only a figure.
The TACT promise
You should leave better than you arrived.
More clarity, more confidence or more capability than before. That holds whether you bought a spreadsheet or asked for help with your whole finance function.
Not sure where to start?
Tell TACT what you are trying to sort out. You will get an honest, practical answer from a real person.